Daily Wire payments

Report description

Using the Cross River Operating System (COS) wires APIs, you can both originate and receive wire transfers through the Fedwire system. The level of information required varies depending on whether the transaction is purely domestic or international. Domestic wire payments require less information.

The Daily Wire Payment File Drop By Partner report lets you see all wire payments for a single given Cross River Operating System (COS) partner.

You can use this report to reconcile between what you requested from COS and what COS actually processed.

Learn more about wires

Report in detail

The table below shows the different columns included in the report and explanations of the information each represents.

Column	Description
Id	The unique payment ID in the Cross River system assigned when the payment is sent
AccountNumber	Partner account or subaccount number used in the transaction
CoreTransactionId	The payment-related core transaction ID
ReferenceId	Unique Cross River reference ID for the payment
ClientBatchId	Identifier used to group related client payments in batch submissions, if you originate the client batch. Otherwise blank.
ClientBatchSequence	Sequence number of the payment in the batch, if you originate the client batch. Otherwise blank.
FedBatchId	Unique identifier in GUID format for the Federal Reserve batch the payment went out on (or came in on for inbound payments)
FedBatchSequence	Sequence number of payment in the Federal Reserve batch
Direction	The direction of this transfer: Inbound: a payment received from another bank Outbound: a payment being sent to another bank
Source	How the payment originated: Api Phone Fax Email File Partner Portal (when a partner user enters a payment request in COS Explorer) Ops Portal (when Cross River Ops enters a payment request in COS Explorer) MQ (for inbound transfers)
Status	The status of the payment at the time the report was generated: Created: the payment has been received but hasn’t been processed yet. This status will only appear briefly. Pending: the payment is waiting to be batched and sent to the through the Fedwire system. Hold: the payment is currently being held and is being reviewed by Cross River's Operations team. Batched: the payment has been batched, and CRB is carrying out a final review before the payment is sent in a batch file through the Fedwire system. Processing: For inbound payments, we are attempting to post the payment to the receiving account. For outbound payments, the payment has been sent to the FRB, but has not been posted yet. An outbound standard payment may remain in this status for a day or more. Completed: the payment has been posted and accepted by the FRB (in the case of outbound payments). This is a final status. Canceled: Indicates that an outbound payment has been canceled at the Partner’s request. A payment can only be canceled while either pending or on hold. This is a final status. Rejected: Cross River's Operations team was unable to process the payment and has rejected it. For inbound payments, the payment request is returned to the originating bank. This is a final status.
PaymentType	A description of the payment type: Transfer: New payment originating from either Cross River or another bank. Most payments are of this type. Drawdown: Request for a drawdown DrawdownResponse: Payment is a response to a drawdown request ServiceMessage: An informational message transferred between banks and not an actual payment. This is used when there’s a relationship to a previously processed wire. Reversal: Reversal of a previously sent wire payment
Posting	Status of the related core transaction for the payment. Values include: * Pending: Transaction is pending posting * Posted: Transaction has been posted to the account * Failed: Transaction posting failed * Canceled: Transaction was canceled
Purpose	Reason for the wire transfer. For internal Cross River use only. The data is not included with the outgoing FedWire message.
Amount	The transaction amount in integral cents. For example, $1.00 appears as 100.
Currency	The currency the payment is being or was made in.
Imad/Omad	The mandatory unique number given to each Fedwire payment when using the Federal Reserve Bank Service. You can use this number to track your wire transfer. IMAD indicates an inbound transfer OMAD indicates an outbound transfer
ReceiptDate	Date payment was received
ReceiptTime	Time of day payment was received
BusinessFunctionCode	Always CTR, for a customer transfer
TypeCode	Type of transfer taking place. See Request and response codes: Wires for information about type codes.
SenderRoutingNumber	Sender’s ABA number
SenderName	Name of the party sending the transfer
SenderReference	Sender's assigned reference number
ReceiverRoutingNumber	Receiver’s ABA number
ReceiverName	Name of the party receiving the transfer
OriginatorToBeneficiary1	Optional free-text information included by the originator to the beneficiary. For example: "originatorToBeneficiary1": "THANK", "originatorToBeneficiary2": "YOU", "originatorToBeneficiary3": "PAID", "orginatorToBeneficiary4": "IN FULL",
OriginatorToBeneficiary2
OriginatorToBeneficiary3
OriginatorToBeneficiary4
OriginatingFiIdCode	The single-character code (Financial Institution ID code) indicating the originating institution ID type as follows: B - SWIFT Bank Identifier Code (BIC) C - CHIPS Participant D - Demand Deposit Account (DDA) Number F - Fed Routing Number T - SWIFT BIC or Bank Entity Identifier (BEI) and account number U - CHIPS Identifier
OriginatingFiIdentifier	The originating institution’s identifier as per the selected FiIdCode
OriginatingFiName	Name of the originating party’s financial institution
OriginatingFiAddress1	Address details of the originating party’s financial institution
OriginatingFiAddress2
OriginatingFiAddress3
OriginatorIdCode	The single-character code to indicate the originator type. The code selected determines which identifier information must be used: B - SWIFT Bank Identifier Code (BIC) C - CHIPS Participant D - Demand Deposit Account (DDA) Number F - Fed Routing Number T - SWIFT BIC or Bank Entity Identifier (BEI) and account number U - CHIPS Identifier 1 - Passport Number 2 - Tax Identification Number 3 - Driver’s License Number 4 - Alien Registration Number 5 - Corporate Identification 9 - Other Identification
OriginatorIdentifier	This is the originator’s ID informationas per the selected FiIdCode
OriginatorName	Name of the party originating the transfer
OriginatorAddress1	Address details of the originating party
OriginatorAddress2
OriginatorAddress3
IntermediaryFiIdCode	The single-character code to indicate the intermediary institution type. The code selected determines which identifier information must be used: B - SWIFT Bank Identifier Code (BIC) C - CHIPS Participant D - Demand Deposit Account (DDA) Number F - Fed Routing Number T - SWIFT BIC or Bank Entity Identifier (BEI) and account number U - CHIPS Identifier
IntermediaryFiIdentifier	The intermediary institution’s identifier as per the selected FiIdCode
IntermediaryFiName	Name of the intermediary financial institution. This will be empty if an intermediary institution is not being used for this transaction.
IntermediaryFiAddress1	Address details of the intermediary financial institution
IntermediaryFiAddress2
IntermediaryFiAddress3
BeneficiaryFiIdCode	The single-character code to indicate the beneficiary institution type. The code selected determines which identifier information must be used: B - SWIFT Bank Identifier Code (BIC) C - CHIPS Participant D - Demand Deposit Account (DDA) Number F - Fed Routing Number T - SWIFT BIC or Bank Entity Identifier (BEI) and account number U - CHIPS Identifier
BeneficiaryFiIdentifier	The beneficiary institution’s identifier as per the selected FiIdCode
BeneficiaryFiName	Name of the beneficiary party’s financial institution.
BeneficiaryFiAddress1	Address details of the beneficiary’s financial institution.
BeneficiaryFiAddress2
BeneficiaryFiAddress3
BeneficiaryIdCode	The single-character code to indicate the beneficiary type. The code selected determines which identifier information must be used: B - SWIFT Bank Identifier Code (BIC) C - CHIPS Participant D - Demand Deposit Account (DDA) Number F - Fed Routing Number T - SWIFT BIC or Bank Entity Identifier (BEI) and account number U - CHIPS Identifier 1 - Passport Number 2 - Tax Identification Number 3 - Driver’s License Number 4 - Alien Registration Number 5 - Corporate Identification 9 - Other Identification
BeneficiaryIdentifier	The beneficiary’s ID information as per the selected FiIdCode
BeneficiaryName	Name of the beneficiary party.
BeneficiaryAddress1	Address details of the beneficiary party
BeneficiaryAddress2
BeneficiaryAddress3
BeneficiaryReference	Optional information provided by transfer initiator
ReleasedAt	The date and time the payment was released
ProcessedAt	The date and time the payment was processed
EffectiveDate	The actual date the transaction was posted
CreatedAt	The date and time the payment was initiated
CanceledAt	The date and time the payment was canceled
RejectedAt	The date and time the payment was rejected
CompletedAt	The date and time the payment was completed
PostedAt	The date and time the payment was posted
OriginalPaymentId	Payment ID of a previously sent wire that was reversed. Otherwise, the same as the Id column.
ProductId	The product identifier for the account involved in the wire transfer
PartnerId	Your unique identification number as a partner in the Cross River system
LastModifiedAt	Internal Cross River value. Date and time the database entry was last modified.
InsertedAt	Internal to Cross River

Sample report

[YourCompanyName]_Daily_Wire_Payment_[YYYY]_[MM]_[DD]_[HHMMSS].csv