Daily Instant Payments activity
Report description
This report lets you see all instant payments for a single given Cross River Operating System (COS) partner.
Instant payments include transactions processed through:
- RTP (The Clearing House Real-Time Payments network)
- FedNow (Federal Reserve instant payments service)
- CRNow (Cross River instant payments network)
You can use this report to reconcile between what you requested from COS and what COS actually processed.
Report in detail
The table below shows the different columns included in the report together with descriptions and explanations of the information they represent.
Column | Description |
|---|---|
PaymentId | The unique identification number for the payment |
TransactionAmount | The dollar amount of the payment |
PaymentStatus | The payment status in COS |
Payment_TypeName | The core transaction type. For a full list of payment types, see Request and response codes: Instant payments. |
PaymentSource | The source initiating the payment. This may be one of the following:
|
PartnerName | The name of the partner the report was prepared for |
ProductName | The COS product name for the COS account participating in the payment |
ClientIdentifier | An optional unique internal identifier for the payment that you can define when sending the call. See Idempotency to understand how the clientIdentifier can work with the idempotency key. |
DebtorName | The debtor name for the payment. This can be either the COS customer or external debtor, based on the direction of the payment. |
AccountNumber | The COS master account involved in the payment |
SubAccountNumber | The COS sub ledger account involved in the payment, if exists |
CreditorName | The creditor name for the payment. This can be either the COS customer or external creditor, based on the direction of the payment. |
CreditorAccountNumber | The creditor account number. This can be the account number for either the COS customer or the external customer, based on the direction of the payment. |
Direction_Desc | The payment direction (Inbound or Outbound). |
Purpose | Internal Cross River field used to include a short description of the purpose of the payment. The RDFI does not see this field. |
ReferenceId | The payment reference ID in COS |
SentAt | The date and time the payment was executed. |
CompletedAt | The date and time the payment completed. |
RejectedAt | The date and time the payment was rejected. If this field is populated, then the CompletedAt field is always empty. |
RTPTransactionStatus | Status of the instant payment transaction as reported by the receiving institution. For a list of statuses, see Request and response codes: Instant payments. |
ConfirmedTransactionStatus | The instant payment transaction status, as reported by the receiving institution and confirmed by COS. For information on available statuses, see Request and response codes: Instant payments. |
ConfirmedReasonCode | The reason the payment did not complete, as confirmed by COS. For information on available reason codes, see Error codes: Instant payments. |
ConfirmedAdditionalInfo | Additional payment information, as confirmed by COS |