Post a payment by ID. Initiates an instant payment credit transfer. Enables real-time fund transfers from your account to the recipient's account. Transfers can originate from:

Endpoint: /rtp/v1/payments

The payment ID. This first appears in the initial response to the originate a payment request. This ID is in GUID format.

Original payment ID (only relevant if a payment didn't go through for some reason).

originalPaymentId

This unique Cross River reference ID starts with the first letter of the payment rail. For Instant Payments, the ID begins with R to reflect the RTP API module.

referenceId

accountNumber

A unique identifier assigned to the payment call or COS record. This value reflects the identifier provided in the original request and helps ensure idempotency.

clientIdentifier

Dollar amount of transaction in positive integral cents. For example, write $1.00 as 100.

amount

The Instant Payments-related Cross River system transaction ID

operatorCoreTransactionId

The ID of an authorization transaction created when Cross River receives an inbound credit transfer that refunds a previously sent outbound transfer. This authorization confirms that Cross River can post the transaction to the creditor’s (receiver’s) COS account (e.g., no restrictions or account closures) and allows Cross River to notify the real-time payment network of acceptance.

authorizationTransactionId

memoPostId

The date and time the memo post was removed


memoPostRemovedAt

Outbound for an outbound credit transfer or Inbound for an inbound credit transfer

direction

Transaction status:

-Created
-Pending
-Processing
-Completed
-Rejected
-Canceled
-Hold
-TimedOut
-Finalizing
-Failed
-ResearchRequired
-Expired
-Authorized
-Queued

status

Type of payment indicating how the transaction is funded:

-CreditTransfer
-SystemTimeout
-ReturnRequest
-ReturnResponse
-RemittanceAdvice
-RequestForInformation
-PaymentAck
-RequestForPayment
-RequestForPaymentResponse
-RequestForInformationResponse
-RequestForPaymentCancellation
-PaymentReturn
-PaymentStatusRequest
-Unknown


paymentType

The source of the activity:

-Phone
-Fax
-Email
-ClearingHouse
-Api
-RtpSystemTimeout
-OpsPortal
-PartnerPortal
-ReturnOfFunds
-AutoResend
-FedNow
-CRNow

source

Transaction account context:

-NotSubmitted
-Pending
-Processing
-Complete
-Reversal
-MemoPost
-TimedOut
-Canceled
-Rejected
-AuthOnly
-NotSet

transactionAccountContext

The payment status set by the receiving institution, applicable to Credit Transfers.

This value is only present for outbound payments. See available values here.

rtpTransactionsStatus

debtor

Ultimate debtor business/individual information

ultimateDebtor

creditor

Ultimate creditor business/individual information.

ultimateCreditor

network

Assignment details provided when an investigation is initiated. The assigner is the sender of the confirmation, and the assignee is the receiver.

assignment

cancelTransaction

Reference details from the original message associated with the transaction

originalMsgRefs

case

remittanceAdvice

reportedStatus

confirmedStatus

alternateRefundRailDetail

transactionInfo

Indicates a pre-arranged service or service level agreed upon between the parties

serviceLevelCode

Specifies whether the Debtor is a business or consumer customer of the Debtor FI. This element also indicates if the Debtor is a domestic customer of the Debtor FI or a customer of a foreign branch or affiliate.

localInstrumentPropriety

Details from the initiating party regarding payment processing, based on predefined categories. Certain values may initiate special processing by various parties involved in the payment chain.

categoryPurpose

initiatingPartyName

currency

Indicates the party (or parties) responsible for bearing the charges related to processing the credit transfer

chargeBearer

A unique identifier assigned by the initiating party to clearly distinguish the remittance information sent separately from the payment instruction, such as a remittance advice

remittanceIdentification

A description of the payment, serving as the remittance advice. This field is used for any remittance information that does not have a designated field.

remittanceData

When a Credit Transfer is used to return funds from a previously completed Credit Transfer, the original Credit Transfer's identification will be included in these fields. For Bill Pay use cases, this may represent the end customer’s account number within the biller’s system or an invoice number.

remittanceReferredDocNumber

The date linked to the document identified by the remittanceReferredDocNumber, formatted as yyyy-mm-dd.

remittanceReferredRelatedDate

paymentInfoId

reqExecutionDate

expiryDate

paymentConditions

Internal Cross River field used to include a short description of the purpose of the payment. The RDFI does not see this field. 

purpose

Indicates whether the payment was refunded. True if refunded, otherwise False.

wasRefunded

Indicates whether the payment was received. True if received, otherwise False.

wasPaid

If the payment was duplicated, this field contains the payment ID of the duplicate in GUID format

duplicatedPaymentId

The date and time when the credit transfer was created, formatted as yyyy-mm-ddThh:mm:ss[.mmm]

createdAt

The date and time when the credit transfer was rejected, formatted as yyyy-mm-ddThh:mm:ss[.mmm]. If the transfer was not rejected, this field will be null.

rejectedAt

The date and time when the credit transfer was completed, formatted as yyyy-mm-ddThh:mm:ss[.mmm]. If the transfer was not completed, this field will be null.

completedAt

The date and time when the credit transfer was canceled, formatted as yyyy-mm-ddThh:mm:ss[.mmm]. If the transfer was not canceled, this field will be null.

canceledAt

The date and time when the credit transfer timed out, formatted as yyyy-mm-ddThh:mm:ss[.mmm]. If the transfer did not time out, this field will be null.

timedOutAt

The date and time when the credit transfer failed, formatted as yyyy-mm-ddThh:mm:ss[.mmm]. If the transfer has not failed, this field will be null.

failedAt

The date and time when the credit transfer expired, formatted as yyyy-mm-ddThh:mm:ss[.mmm]. If the transfer has not expired, this field will be null.

expiredAt

The date and time when the credit transfer began processing, formatted as yyyy-mm-ddThh:mm:ss[.mmm]

processingStartedAt

Indicates the payment status, which may include:

OK – Posted
RES – Account Restricted
NSF – Insufficient Funds in the sending account

postingCode

The GUID representing the ID of your specific product type associated with the account. This is provided by Cross River and identifies the Cross River account involved in the transfer.

productId

Your unique ID in the Cross River system. This ID is in GUID format.

partnerId

Internal Cross River value. Date and time the database entry was last modified. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]

lastModifiedAt

The GUID representing the ID of the payment refund

refundsPaymentId

The date and time the credit transfer was sent, formatted as yyyy-mm-ddThh:mm:ss[.mmm]

sentAt

The total count of attempts to send the credit transfer


sendAttemptCount

result

remittanceLocation

Indicates whether a message response is pending. True if waiting, otherwise False.


awaitingResponse

The Cross River payment ID used to reference cases where a credit transfer is associated with a previous payment. This ID is in GUID format.

referencePaymentId

The validation performed when originating a payment to ensure it falls within the partner's daily limit. This is an internal Cross River field, with the date and time formatted as yyyy-mm-ddThh:mm:ss[.mmm].

limitsEligibleOn

Date and time that a queued payment will expire (payment canceled) if the receiving FI is offline, in this format: yyyy-mm-ddThh:mm:ss[.mmm]. Not sent to TCH/Fed.

queuedPaymentExpiresAt

The payment network platform used to process the payment. Possible values are: TCH (for RTP via The Clearing House), FedNow, or CRNow.

networkPlatform

The time interval in seconds before a queued payment expires if the receiving FI is offline. This is not sent to TCH/Fed.

If both queuedPaymentExpiresAt and this attribute are provided, this attribute takes precedence.

queuedPaymentExpiresAfterInSeconds

Initiate a credit transfer via POST /rtp/v1/payments, enabling real-time fund transfers from your account to the recipient's account.

Credit transfer

Payment request

Cancel request

Return request

Return approval

Return reject

Service info

Simulations

APIs

Monitor limit utilization

Webhook events: Instant payments

Request and response codes: Instant payments

Error codes: Instant payments

Instant payments

EKKO

ASHE

MORDEKAISER

AATROX

CRISTI_TEST

PREG

FDAT

International Organization for Standardization, a global organization that promotes commercial and industrial standards.

15-digit electronic ID number associated with the animal eartag

BDAT

CDAT

DairyComp 305 - VAS Dairy Management Software

DC305

DRPC

oocyte

Breeding Code

In-Vitro Fertilization. In relation to embryo transfers, IVF occurs when oocytes (eggs) are collected via OPU (ovum pick up), and then in a lab, semen is added to create embryos.

oocytes

National Association of Animal Breeders. www.naab-css.org

NAAB

EDAY

RPRO

SIRC

ETDAM

Vet Code 6 = ABT? Often if a dairy sees a pregnant animal showing signs of heat they may breed her. When this breeding is entered in DairyComp the animal remains pregnant, but this flag is set so that the veterinarian can determine if she is still pregnant to the original breeding or if she has aborted and is now just another "bred status" cow.

Vet Code 6 = ABT?

Dairy cattle typically have their hooves inspected and, if necessary, trimmed every 4–6 months. A strategic hoof-trimming program might evaluate hooves before first calving, between 60 and 150 days in milk, and before dry-off.

TRIM

hoof trim

A combination of ingredients used to make feed for animals

recipe

The dry weight of an ingredient with no mositure

DM/HD

BNAME

CNTL

VISID

The value that appears most often in a set of data.

Mode

SCPEN

Tech

Mastitis is the persistent, inflammatory reaction of the udder tissue due to physical trauma or infection. Symptoms of mastitis include udder swelling, heat, hardness, redness, or pain. The milk may have a watery appearance, flakes, clots, or pus.

Mastitis

mastitis

Metritis is inflammation of the wall of the uterus, and usually occurs within days of calving. Symptoms of metritis are an enlarged uterus and a foul-smelling uterine discharge.

metritis

Pneumonia is lung inflammation caused by a bacterial or viral infection. Early symptoms may include fever, depression, reduced appetite, nasal and eye discharge, salivation, shallow breathing, and soft coughing.

Pneumonia

Lameness includes any abnormality which causes an animal to change the way it walks, and can be caused by a range of foot and leg conditions, including hoof ailments, hock damage, bruising, sores, or cuts.

Lame

Diarrhea in young animals. Scours causes dehydration in calves and is the leading cause of death in calves under one month of age.

Scours

Retained placenta is the failure to expel fetal membranes within 24 hours after parturition. The primary symptom of a retained placental is degenerating, discolored, and ultimately fetid membranes hanging from the vulva.

Retained Placenta

Ketosis is a common ailment that usually occurs in early lactation, when the energy demands of milk production are very high and the cow metabolizes fat stores for energy. Symptoms of ketosis may include reduced milk yield, weight loss, reduced appetite, acetone smell of breath and/or milk, and fever.

Ketosis

Milk fever is a disease characterized by reduced blood calcium levels. It occurs in early lactation, when demand for calcium for colostrum and milk production exceeds the cow's ability to mobilize calcium. "Fever" is a misnomer, as body temperature during the disease is generally not elevated. Milk fever symptoms include tremor in the muscles of the head and limbs until falling to a "sitting" position. Once down, cows may have a dry muzzle, staring eyes, cold legs and ears, constipation, and drowsiness.

Milk Fever

Displaced abomasum in cattle occurs when the abomasum, also known as the true stomach, which typically resides on the floor of the abdomen, fills with gas and rises to the top of the abdomen, where it is said to be "displaced". Symptoms may include reduced appetite, lower milk yield, reduced rumination, and a distended abdomen.

Displaced Abomasum

EDAT

retained placenta

KPIs

The term "Zone" represents different dairy locations. Platform Zones may be different physical dairy locations (for example, multiple locations across the state or country) or different user-defined locations within a single dairy site (for example, Pens 1-100 are Zone 1, Pens 101-200 are Zone 2, etc.).

Credit transfer

Relevant webhooks

API reference