Service info
API reference
Retrieves a list of instant payment services supported by a specific financial institution. If the bank supports TCH and FedNow instant payments, service codes for both networks are returned. For FedNow, an FI must register each RTN separately. An FI can have some but not all RTNs registered for FedNow.
Endpoint: /rtp/v1/directory
GET
https://sandbox.crbcos.com/rtp/v1/directory
curl -L -X GET 'https://sandbox.crbcos.com/rtp/v1/directory' ^
-H 'Accept: application/json' ^
-H 'Content-Type: application/json' ^How to interpret /rtp/v1/directory response?
Use this endpoint to determine whether an institution supports real-time payment networks such as RTP and FedNow, and whether they are currently active.
- Check networkPlatform to distinguish between networks:
- "TCH" = RTP
- "FedNow" = FedNow
- Inspect receiveServices to determine which services the institution supports on each network. See service codes returned.
- Verify onlineStatus is "SignedOn" to ensure the institution is actively reachable on the specified network. If not, payments may be delayed or returned after a timeout.
- Multiple entries per routing number may exist, one per network. Evaluate each independently.