Card rail
Pay out funds to cards
You can use the Card rail in Arix to pay out funds to the borrower's debit or credit card. This rail is used to supplement the RPPS rail to get a wider coverage of card networks.
{
"Rails": [
{
"RailType": "Card",
"Priority": 1,
"Amount": 1500,
"CardFields": {
"FirstName": "Chayav",
"LastName": "Kesef",
"CardNumber": "5454546498195454",
"Cvv": "544",
"ExpirationMonth": 6,
"ExpirationYear": 26,
"SubjectPhoneNumber": "19175554444",
"SubjectEmail": "[email protected]" ,
"SubjectAddress": {
"Street": "Strawberry Fields",
"City": "Liverpool",
"State": "NY",
"PostalCode": "11694",
"Country": "US"
}
}
}
]
}Request parameters
Attribute | Description |
|---|---|
CardNumber
string | The card number found on the front or back of a credit card. Required |
FirstName
string | The borrower cardholder's first name on the credit card account. Required |
LastName
string | The borrower cardholder last name on the credit card account. Required |
CVV
string | The card verification value on the card. Optional |
ExpirationMonth
string | Card expiration month 2-digits. Required |
ExpirationYear
string | Card expiration year 2-digits. Required |
SubjectPhoneNumber
string | Cardholder phone number 10 digits (for example, 2015551234, no dashes). Optional |
SubjectEmail
string | Cardholder email address (for example [email protected]). Optional |
SubjectAddress
Address | Primary location details of cardholder. Optional |
PCI compliance
Payment Card Industry (PCI) standards ensure that sensitive card information is protected from fraudulent use. Arix processing complies with PCI standards.
- Arix receives a request that includes the borrower's card number.
- This number is sent to a tokenization service that is Level 1 PCI-compliant.
- A token is sent back, which Arix stores.
When processing a card payment, Arix calls to detokenize the card numbers and sends the card information to our Push to Card processor.
Arix logs contain only masked card numbers.