Request and response codes: Accounts
Account status
Values returned in the status attribute in the response to many account calls describes whether the account is active or not, and if not, why not.
Status | Description |
|---|---|
Inactive | Dormant for 1 year |
Active | Account is active |
Dormant | Dormant for 2 years |
Escheat | Account is in escheatment (dormant for 3 years) |
Closed | Account is closed |
ChargeOff | Account has been overdrawn for a period of greater than 30 days |
Account types
Values returned in the accountType attribute in the response to POST /v1/dda/accounts describes the type of account created.
Type | Description |
|---|---|
GeneralLedger | General Ledger |
Deposit | Demand Deposit Account (DDA). Checking and Savings accounts. |
CreditCard | Credit Card |
StoredValue | Gifts Cards and other stored value accounts |
Wallet | Wallet account |
Unknown | |
Subledger type
Type | Description |
|---|---|
Passthrough | Subledger balance is informational only and will not be considered when making transaction decisions for the account. Only the master balance is used for transaction decisions. Subledgers can go negative if needed, as long as the funds are in the master account. |
Direct | Subledger balance is used for transaction decisions. Implicit subledger cannot go negative. |
Closure reason
Values returned in the closureReason attribute in the response to many account calls describes why an account was closed.